Help to Buy
Mallard Homes is a registered provider of the Help to Buy scheme. Help to Buy Equity loans are available to first time buyers. The home you want to buy must be newly built with a price tag of up to £228,100.
With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.
You won’t be charged loan fees on the 20% loan for the first five years of owning your home.
Please click here www.helptobuy.gov.uk/equity-loan/equity-loans/ for more information
We may on occasions offer Assisted Move on certain properties. Specific property listings will say if Assisted Move is available.
You’ve found your dream Mallard home. Now relax and let us take care of selling your existing property with Assisted Move. We’ll even pay the estate agents fees*
Step 1 – You reserve your dream Mallard Home.
Step 2 – We will instruct at least 2 estate agents to value your existing property based on securing a buyer within a specified selling period that is agreed with you. We will suggest a selling price for your current home.
Step 3 – If you agree and wish to proceed, we will instruct an estate agent to sell your current home within a pre-agreed timescale.
Step 4 – When a buyer is found, you can proceed to exchange on the sale of your current property and the purchase of your Mallard home.
*our commitment to pay the estate agents fees will be limited to the fee only.
Fixtures & Fittings Extra
On occasion, we may offer certain fixtures and fittings over and above the published specification. Specific property listings will say if and when this incentive is currently available.
Stamp Duty Paid
For purchases completing before 30 June 2021, the government’s stamp duty holiday provides a stamp duty saving on the first £500,000 of the property’s value, which equates to up to £15,000 stamp duty saving.
Please contact us for a projected practical completion date for the property you are interested in.